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+ Nokia 5800 vs Apple iPhone
Much is written on the “biggest financial mistakes” that people make with helpful tips for avoiding them. We’re used to seeing many common examples of how people can get themselves in trouble through certain
activities, such as charging up credit cards, making minimum interest payments, buying cars new rather than used, not shopping auto insurance plans, etc.
The list of common mistakes people make in their finances can fill a book, yet they are all rooted in the failure to adhere to the most basic rules of finance. If you follow these rules, you will be less likely to make the common mistakes. If you fail to follow the rules you will be committing one of the seven deadly sins of personal finance and the mistakes will likely follow.
Not Setting Achievable Financial Goals
“If you don’t know where you’re going any road will get you there” – a quote oft attributed to life sage, Yogi Berra, best describes those who wander aimlessly through life without goals. In finances, as
In the 44th edition of our award-winning Best of the Best Blogger series, I was thrilled for the opportunity to sit down with Mike Piper from Oblivious Investor.
While Mikes path with Oblivious Investor has been very linear, it has been impressive nevertheless. His first job out of college was as a financial adviser with Edward Jones. To his utter disappointment, he quickly learned that his brand new job was less about financial advising and much more about selling Edward Jones financial products and services.
Piper was really looking for a legitimate opportunity to help people with his true passion of investment research and tax planning because, as he describes it, knocking on doors and making cold calls was not exactly what he had envisioned as a career path.
Coupled with the disillusionment of his new found career, along came the stock market crash of 2008 and a few panicked phone calls and emails from family and friends. Alas, Oblivous Investor was born. <
Are your miles about to expire? Don’t rush out and spend them on something you don’t need just to get rid of them. Donate them to charity instead.
“These miles are making a difference,” says Tish Stropes, who manages Hero Miles. Run by the Maryland-based Fisher House Foundation, Hero Miles uses donated miles to fly family members to visit wounded members of the military.
Most major airlines and several hotel chains have charity programs that benefit from miles donations. All of these programs partner with a long list of organizations benefiting everything from cancer research to cultural pursuits. The average donation is 25,000 miles — half the amount a charity typically needs to purchase a round-trip domestic fare. However, for most airlines, you can do some good by donating as little as 1,000 miles.
How it works Even though you can’t claim a tax deduction for donating rewards, it’s a nice option when you find yourself with less discretionary income and, if you travel a lot for business, a pile of unused and about-to-expire miles.
Whether you’re aware of it or not, you can purchase insurance that promises to pay your credit card bills under certain circumstances. Small monthly premiums can potentially buy coverage for such things such as paying off your credit card balance if you die – which is called credit life insurance.
There is also credit disability insurance that makes your minimum monthly payment for you if you are disabled. Unemployment credit insurance kicks in to do the same thing if you are involuntarily laid off from your job, and credit property insurance offers to pay off merchandise you bought using your credit card, in the event the item gets destroyed. So if you plan to buy a new guitar and smash it up on stage, then this category of coverage might appeal to you.
But don’t get your hopes up, because all insurance policies have specific rules, restrictions, and exceptions – and that is especially true when you sign up for credit card insurance. The tru
Dentistry is an evolving type of work. Before, it was more about eliminating teeth rather than really repairing or dealing with any form of aesthetic situation. Over the last several decades, people have become increasingly more interested in their own appearances. Technology has really assisted with this and the dentistry field has come a long way in helping people in this area too.
You might be interested in creating a better smile. If you are, almost any area in the United States has great dentists who do aesthetic work. People are starting to realize all of the possibilities that they have. Crowns, veneers, dental implants, brides, tooth bleaching, and dentures are just a few things they can do.
This may be shocking to you, but most of the time the things mentioned above are within price range to justify having them done for most people. A lot of financing options are available for a lot of people. Dentists are typically willing to work with their clients to get them something that is affordable, whether it is a payment plan or some type of financing.